Pete Fake began his career in the employee benefits field in 1995 working for a large national consulting firm, where he gained experience in the development of summary plan descriptions, financial analysis, budgeting, proposals and analysis of bids, and employee communications. Pete’s subsequent employment gave him extensive managed care and underwriting experience, having worked for health maintenance organizations for eight years, as Underwriting Manager at a large Los Angeles based carrier managing their HMO and PPO mid-size and large group Southern California block of business. He specializes in health & welfare multiemployer consulting services that include preparing budget projections, contribution rate calculations, carrier renewal negotiations and underwriting analysis, retiree welfare strategy, as well as benefit plan design for self-funded and insured group programs. Pete has attained a Certified Employee Benefits Specialist (CEBS) professional designation. He has a Bachelor of Science degree in Mathematics from the University of California, Santa Barbara. Pete joined Rael & Letson in 2004.