Kirsten Shaffer began her career in the employee benefits field in 1977. Kirsten has over 41 years’ experience in the health & welfare benefits field and has served as consultant to multiemployer Taft Hartley trusts and public entity clients. Prior to joining Rael & Letson in 2000, she worked for several major national consulting firms and has extensive experience and expertise in benefit program underwriting, evaluation and negotiations of insurance carrier and HMO premiums, financial projections, funding alternatives, benefit plan designs and legislative compliance issues.