Joshua Allmen is an Associate of the Society of Actuaries (and nearly a Fellow), an Enrolled Actuary and a Member of the American Academy of Actuaries. Josh graduated from the University of California, Berkeley, with a B.A. in Statistics (2002) but not before working as a student instructor and establishing UC Berkeley’s first courses focusing on Actuarial credentialing. Before joining Rael & Letson in 2008 he began his actuarial career in 2001 with the pension practice of an international employee benefits consulting firm and later served as an actuary for a nationwide insurance company while researching the improvement of actuarial and business processes. With over 22 years in the actuary profession, in addition to general retirement consulting Josh’s areas of expertise include innovative plan designs, collaborating with government agencies on new regulations/private letter rulings, pioneering new actuarial technology/methodology and related consulting materials (such as for innovative variable benefit designs, pension enhancement options, projection modeling systems, stochastic modeling, retirement adequacy modeling and withdrawal liability).