Retiree benefit costs and options

Providing retiree healthcare continues to be an ongoing concern as costs have grown over time. Recent changes to Medicare will likely have an additional impact. We can assist in evaluating current options for your non-Medicare and Medicare retiree populations to maximize benefits and control costs. We have experience with all types of retiree benefit options, including:

• Self-funded medical/drug benefits including participation in the Retiree Drug Subsidy (RDS) program
• Self-funded or fully-insured Medicare drug benefits through an Employee Group Waiver Plan (EGWP)
• Fully-insured Medicare medical/drug benefits with a Medicare Advantage / Part D (MAPD) plan
• Individual healthcare insurance with plan contributions to Health Reimbursement Arrangement (HRA) accounts
• Ancillary benefits – dental, vision, etc.

Are growing retiree costs and maintaining strong options a concern for your plan?

Talk to us about ideas on how you can better control retiree medical costs, without sacrificing options for quality care.